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Insurance & Payment Options

At Bright Smile Dental Clinic, we understand that dental care can be expensive. That is why we strive to make it more accessible by offering a variety of Insurance and payment plan options tailored to your individual needs.

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Insurance

nib-insurance

Bright Smile Dental Clinic is proud to be a recognised preferred provider with nib, one of Australia’s leading health insurance providers.


This partnership allows us to offer our patients seamless access to a wide range of dental services with the benefit of nib health cover.


Whether you need routine check-ups, preventative care, or more extensive dental treatments, being a nib member ensures that you receive quality care with the added convenience of reduced out-of-pocket expenses. Our dedicated team is here to help you navigate your nib benefits and make the most of your coverage, ensuring a smooth and hassle-free experience at our clinic. 


hcf-insurance

Bright Smile Dental Clinic is proud to be an approved preferred provider with HCF, Australia’s largest not-for-profit health fund.

This affiliation allows us to offer our patients excellent dental care with the added benefit of HCF health cover. As an HCF member, you can enjoy access to a variety of dental services, including preventive care, check-ups, and more advanced treatments, with minimal out-of-pocket expenses.

Our knowledgeable team is dedicated to helping you understand and maximise your HCF benefits, ensuring you receive the highest quality dental care in a cost-effective and convenient manner.

We accept All private insurances.

Additionally, Bright Smile Dental Clinic accepts all types of insurance, offering our patients the flexibility and convenience to use their preferred health insurance provider.


medicare

We also offer the Child Dental Benefits Schedule (CDBS) for children aged 2-17at Bright Smile Dental Clinic.

 

You can claim up to $1,095 for each child over 2 consecutive calendar years. You can use the full amount in the first year, however this will leave no funds for the second year. If you don't use the full $1,095 in the first year, you can use it in the second year but only if your child remains eligible.


To check your child’s eligibility, you can contact Medicare or Centrelink. Our friendly team is also available to provide more information and assist you in accessing this scheme. Feel free to reach out to our clinic with any questions.


For further details, please visit the Child Dental Benefit Schedule (CDBS) website.

We accept vouchers from public health services if you are a Health Care Card Holder.

veteran-affairs

At Bright Smile Dental Clinic, we are privileged to offer our services to all Department of Veterans’ Affairs (DVA) cardholders. We honor the sacrifices made by our veterans by providing high-quality dental care without any out-of-pocket expenses.

 

DVA cardholders can access a comprehensive range of dental treatments at our clinic, including check-ups, cleanings, fillings, extractions, and dentures.


The process is simple and hassle-free. Just present your DVA card at our clinic, and we will handle the rest, coordinating directly with the Department of Veterans’ Affairs for billing.


At Bright Smile Dental Clinic, we take pride in supporting the veteran community. Your oral health is our priority, and we are dedicated to serving you with respect and excellence. If you are a DVA cardholder, visit us for exceptional dental care at no cost to you.


Payment Plan Options

Customised Payment Plans

At Bright Smile Dental Clinic, we understand that dental care can sometimes be a financial challenge, which is why we offer customised, interest-free payment plans tailored to your budget.

Our goal is to make high-quality dental treatments accessible and affordable for everyone. These flexible payment options allow you to receive the care you need without the stress of immediate financial pressure.

Our friendly staff will work with you to design a payment plan that fits your financial situation, ensuring that you can maintain your oral health without compromising your budget. At Bright Smile Dental Clinic, your well-being and peace of mind are our top priorities. 

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afterpay-payment-plan

Enjoy easy sign-up and instant approval with no external credit checks. Pay in four equal installments every two weeks, with zero interest when you pay on time. Individual spending limits start at $500 and can increase as you use Afterpay more.

For more information visit Afterpay website.

zip-pay

Experience easy sign-up and instant approval with ZipPay everyday interest-free account. With no external credit checks, you can enjoy $350–$1,000 to spend instantly upon approval, with the potential to increase to $2,000 or more.

For more information about ZipPay and ZipMoney, visit ZipPay website.

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Contact Bright Smile Dental Clinic in Melbourne today to schedule an appointment and learn more about how we can help you and your family maintain optimal oral health.

Our practice, located in Preston, Northern Suburbs of Melbourne, provides fluoride therapy to residents of Preston, Reservoir, Coburg, Thornbury, Thomastown, Lalor, Kingsbury, Brunswick, Northcote, and Fairfield. 

Let Us Brighten Up your Smile Today!


Monday - Friday

9:00 am - 5:00 pm


Saturday

9:00 am - 1:00 pm


Sunday

Closed


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